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Complete GuideJanuary 20256 min read

How to Send Money from the UK to Sierra Leone: The Complete 2025 Guide

Learn the fastest, cheapest, and safest ways to send money from the UK to Sierra Leone. Compare banks, mobile money, and online transfer platforms.

Step-by-step guide: sending money from UK to Sierra Leone in 2025

Sending money from the UK to Sierra Leone is easier today than ever before—but the costs and speed vary greatly depending on how you send it.

This guide breaks down all your options, the pros and cons, and the best method for speed, affordability, and convenience.

1. Why People Send Money to Sierra Leone

The Sierra Leone diaspora in the UK continues to grow, and remittances support:

Family Expenses

Daily living costs, food, and household needs

Healthcare & Emergencies

Medical bills and urgent family situations

School Fees

Education expenses for children and youth

Building Projects

Property investment and construction

Business Investment

Startup capital and business support

💡 Because of this, choosing the right transfer method is important—every pound counts.

2. The Main Ways to Send Money from the UK to Sierra Leone

A. Banks (Most Expensive & Slowest)

❌ Not Recommended

Traditional banks charge:

High international transfer fees (£20-40 per transfer)
Poor exchange rates (hidden markup)
Slow delivery times (2–5 business days)

Best only for: Large business transfers where speed isn't critical.

B. Cash Transfer Companies

⚠️ Average

Examples: Western Union, MoneyGram

✓ Pros:

  • • Cash pick-up available
  • • Widely known brand names
  • • Many agent locations

✗ Cons:

  • • Often expensive fees
  • • Requires travel to physical location
  • • Slower than digital transfers

C. Online Remittance Services (Best for Speed + Cost)

⭐ RECOMMENDED

Digital platforms like SendHome offer:

Instant mobile money payout to any phone number in Sierra Leone

No bank account needed for recipient

Lower fees

Up to 80% cheaper than banks

Higher exchange rates

Better GBP to SLE rates mean more money for your family

Transfers delivered in 1–3 minutes

Not days or hours—minutes!

🎯 This is now the preferred option for the UK diaspora.

3. Why Mobile Money Is the Future

80%+

of Sierra Leoneans have access to mobile phones

Mobile money is transforming financial services in Sierra Leone because it's:

⚡ Instant

Money arrives in 1-3 minutes, not days. Perfect for emergencies.

🔒 Safe

No need to carry cash or visit agents. Secure digital transactions.

📱 Convenient

Recipients can use money immediately for purchases or withdraw cash.

🌍 Available Everywhere

Works in urban and rural areas. No bank branch required.

SendHome pays out directly to Afrimoney & Orange Money — the most popular mobile money providers in Sierra Leone.

4. Step-by-Step: How to Send Money with SendHome

⏱️ Sending money takes less than 2 minutes:

1

Create your SendHome account

Quick signup with your UK phone number and email

2

Add your recipient's Sierra Leone phone number

Works with any mobile money number

3

Enter the amount you want to send

See exact GBP to SLE conversion in real-time

4

Pay securely with card or bank

UK debit and credit cards accepted

Money is delivered instantly

Track in real-time until your family receives it

5. How Much Does It Cost?

SendHome fees start from 2.9%, and exchange rates are updated in real-time.

Unlike banks, you always see the exact amount your recipient will receive before you send.

💡 No Hidden Fees

What you see is what you pay. No surprise charges or hidden exchange rate markups.

Pro Tip: Compare the total amount your recipient receives, not just the fee. A low fee with a bad exchange rate costs you more.

6. Final Tips

✓ Compare the total cost, not just fees

Calculate how much your recipient actually receives after all fees and exchange rates.

✓ Check the exchange rate before sending

GBP to SLE rates fluctuate. Use services that show real-time rates.

✓ Use a service with instant delivery

Mobile money transfers arrive in minutes, not days. Perfect for emergencies.

✓ Avoid unnecessary cash pick-ups

Mobile money is safer and more convenient than cash pick-up locations.

Ready to Send Money to Sierra Leone?

👉 Send money to Sierra Leone instantly with SendHome today — fast, secure, and affordable.

Frequently Asked Questions

How long does it take to send money from UK to Sierra Leone?

Transfers are typically completed in 1-3 minutes. Your recipient receives a mobile money payout to their phone number instantly once payment is confirmed.

What is the GBP to SLE exchange rate?

Our current rate is 1 GBP = 30.57 SLE. Exchange rates are updated in real-time and you'll see the exact amount your recipient will receive before you send.

Can I send money to any phone number in Sierra Leone?

Yes! Fast mobile money payout to any phone number in Sierra Leone. We support all major mobile money providers including Orange Money, Afrimoney, and QMoney.

Are there any fees for sending from UK?

We charge transparent, competitive fees with no hidden charges. You'll see the total cost including all fees before confirming your transfer.

Is it safe to send money from UK to Sierra Leone online?

Absolutely. We use bank-grade security with military-grade encryption to protect your money and personal data. All transactions are secure and monitored 24/7.